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Vehicles and Watercraft

dog on motorcycle - SSM Insurance - Cape

Confident coverage gives you freedom to roam.


There's something about the feeling of the open road - and the open water here in Southwest Florida! The freedom to go anywhere you like, anytime, knowing you are protected ensures peace of mind...and many memorable adventures!

As independent insurance agents in Cape Coral, Florida, we work for you, and will tailor a policy that suits your lifestyle and budget. We will guide you in finding the right insurance policy for anything that moves you, so you and your family can focus on the good times ahead.

Call us for a free quote, 239-540-0005.

Auto Insurance in Cape Coral and Fort Myers

Your new car symbolizes freedom and a great sense of achievement. As your advocate, we will listen to your needs, and do the research to find the appropriate car insurance to fit your budget and lifestyle.  We want you to drive with confidence knowing you are well taken care of with the right coverage.

Classic Car

Your pride. Your joy. Your passion. When it comes to your classic car, a regular auto policy is not sufficient. While most cars depreciate as they age, a classic or collector car is an investment.  We have the resources to help you select the appropriate policy for your coverage requirements. 

Boats and other Watercraft

With beautiful weather year-round, boating in Southwest Florida is truly a lifestyle.  Secure your investment from vulnerabilities such as theft, fire, collision, tropical storms, and other disasters, whether your vessel is docked, at sail, or in storage.  No matter the type of watercraft you choose, we've got you covered.

Types Covered
  • Jet Skis

  • Boats

  • Power Boats

  • Cruisers

  • Yachts

  • Sailboats

  • Live-aboard Houseboats

  • Catamarans

Recreational Vehicles (RVs)

As an RV owner, you get the satisfaction of exploring the country on your terms.  Whether you use your RV as a full-time home or for occasional camping trips, insurance is a must.  Call us to determine which coverage is best for you.

Types Covered
  • Motor Homes (all classes)

  • Fifth-Wheels

  • Cargo and Horse Trailers

  • Conventional Trailers

  • Pop-up Campers

  • Truck Campers

  • Utility Campers


There's nothing like the feeling of wind in your hair on a sunny afternoon!  We understand the adrenaline rush you get from being on the open road. Protect those positive vibes with a policy that covers you and your passengers from unexpected accidents and injuries. Count on us to find you the right coverage for all makes and models, including those unique, custom bike parts and accessories. 

How well do you understand your insurance policy?

Collision. Liability. Bodily Injury.  What do all these terms really mean?  It's no secret insurance policies can be confusing. Don't leave anything to chance.  If you have any doubt what your current policy covers, contact us. One of our agents will be happy to review your Cape Coral or Fort Myers insurance policy to ensure you have the necessary insurance protection when a loss occurs.

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