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young  bride with dog - SSM Insurance -

Layers of protection give you peace of mind. 


In a world full of demands, we all desire a little peace of mind. That's why we offer protection for those things in life that are particularly dear to you. Our goal is to help guard you from unforeseen incidents that could place you in a financial fallout. 


Whether it's added protection for your assets, insurance for a special event, or coverage for your four-legged family member, we have the resources to find you the right package to fit your needs and lifestyle.

Contact us for a free quote, 239.540.0005.



Personal Umbrella Liability (excess liability coverage)

Umbrella insurance provides additional layers of liability protection, above and beyond your basic personal policies. Think of it as a safety net for your personal savings and assets, shielding you from potential catastrophic lawsuits. Coverage includes bodily injury or property damage claims, defamation, slander, or libel. 

Special Events Liability

You've worked hard to make this day perfect. From weddings and employee gatherings, to golf, sporting or charity events, we've got you covered from those unexpected occurrences.  Call us, 239.540.0005 for a personalized quote.

Sample Events covered:
  • Weddings

  • Corporate retreats

  • Company meetings

  • Charity events

  • Concerts

  • Auto shows

  • Sporting events

  • Dances

  • Parades

  • Festivals

  • Horse Shows

Cherished Possessions

We all have those valuable keepsakes that bring back fond memories of our childhood or the treasured past with our loved ones.  Your grandmother's wedding ring, a cherished art piece, a fur coat your mother wore on special occasions - your esteemed items need to be protected from theft or a natural disaster. A Personal Article Floater is your solution to insuring high value personal property that is not covered by your homeowner's policy.

Sample Categories:
  • Jewelry

  • Fine art

  • Sporting equipment

  • Stamp/Coin collections

  • Musical instruments

  • Firearms

  • China and Crystal

  • Computers and Electronics

Your Pets

We understand your pet is family, and you want to provide them the best life possible.  Pet insurance gives you peace of mind by decreasing veterinarian expenses, and covering you in the event of a lawsuit.  As independent insurance agents in Cape Coral, Florida (and fellow animal lovers), we have a trusted network of insurance carriers to help you find the appropriate coverage for your cherished family member. 

Animal Liability

Sadly, accidents happen. Dog bite and animal liability insurance in Florida are both crucial for responsible pet owners in securing themselves from liability, should your pet turn aggressive or cause harm or injury.  Note: Your homeowner's policy may have very limited, if any, animal coverage; and "dangerous dog breeds" are typically not covered. 

Animal Health

As veterinary fees continue to increase, protecting your pet is more important now than ever.  Pet insurance helps cover wellness check-ups and unforeseen incidents and illnesses.

Responsible Pet Parenting Starts Here. Fetch your free quote today. 

Customer service is at the core of everything we do.  We look forward to getting to know you!

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