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Your Neighbor's "Free Roof" is paid for by you!

Help stop increases in Florida Homeowner Insurance!

Here’s an important update on fraudulent claims activity happening in SW Florida. We’ve noticed a growing trend of insurance claims for “wind damage”. Roofing companies are targeting homes with older roofs saying that a wind storm/hurricane had come through causing damage, some referring to storms years ago.

They’re telling residents they have wind damage to their roof and it needs to be replaced. The roof company promises to handle everything for you, even deal with your insurance company.

New roof, minimal out-of-pocket costs, no dealing with insurance companies. Sounds too good to be true, right?

That’s because it is. In most cases like these, an “Assignment of Benefits” is involved.

What is an Assignment of Benefits? (AOB)

AOB is a mechanism by which homeowners sign over their insurance policies to

the contractors performing the repairs. The system is rampant with fraud, with

many contractors attempting to pad or falsify claims in order to collect from


Even worse, in Florida, when lawsuits are filed in these cases, the

insurance company is typically responsible for attorney's fees. Increased costs

associated with AOB claims and lawsuits are a major problem in the Florida


What does this mean for you? Higher insurance rates, fewer insurance companies leading to expensive government subsidized insurance, and in some cases, less coverage. All of this is happening as hurricane season approaches on June 1. A major hurricane strike could further cripple the insurance industry - and homeowners.

Here's what you can do:

Write or call our elected officials for Cape Coral:

Gov. Ron DeSantis

The Capitol, 400 S. Monroe St, Tallahassee, FL, 32399-0001

Phone: (850) 488-7146 Fax: (850) 487-0801

Representative Mike Giallombardo

Capitol Office, 1101 The Capitol, 402 South Monroe Street, Tallahassee, FL 32399-1300

Phone: (850) 717-5077


District Office, Suite 310, 1039 Southeast 9th Place, Cape Coral, FL 33990-3131

Phone: (239) 772-1291

Senator Ray Wesley Rodrigues

Tallahassee Office, 305 Senate Building, 404 South Monroe Street,

Tallahassee, FL, 32399-1100

Phone: (850) 487-5027


District Office, 2000 Main Street, Suite 401, Fort Myers, FL 33901

Phone: (239) 338-2570

Follow these links for more information:

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